Banking, Insurance and Finance

Banking, Insurance and Finance

We advise Brazilian and foreign clients on a large array of matters involving banking and capital markets. We divided such practice in nine verticals:

Banking Regulation: Organization and licensing of financial institutions with the Central Bank of Brazil; Structuring of products and services; Derivatives; Foreign investments; Prudential regulation; Foreign exchange and international capital; Internal controls and policies, including KYC, AML, CFT, GDPR.

Payment Means: Organization and licensing of payment institutions and payments arrangements; Securitization of transactions related to payment means; Agreements with acquirers, networks, credit cards processors; and Partnerships between payment means entities and financial institutions.

Financial Markets Infrastructure: Settlement systems; Custody systems; Payment systems; Bank reserves and settlement accounts; and Registration of financial assets.

Administrative Procedures: We represent financial institutions and their management in administrative procedures before: Central Bank of Brazil; Brazilian Securities Exchange Commission; Council for Financial Activities Control; BSM – Market Supervision; and Council of the National Financial System.

Financing: Project Finance; Asset-based Finance; Consumer Finance; Trade Finance; Export Finance; Structured Finance; Debt restructuring; Financing in general and Public Bids, concessions / authorizations.

Mergers & Acquisitions: Mergers and Acquisitions of financial institutions, Joint-Ventures, Partership Agreements and Fairness Opinions.

Fintechs: Organization of unregulated Fintechs; Organization of SCDs, SEPs and IPs (regulated Fintechs); Structuring of digital platforms; Structuring partnerships between Fintechs and banks; Advising Fintechs on fundraising and M&A; and Legal and regulatory aspects related to Fintechs and cryptocurrencies.